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Open house will answer foreclosure questions

The number of foreclosures in the county isn't going down. In fact, in the first two months of 2010 there have been more.

In an effort to help residents on the brink of losing their homes the Dakota County Community Development Agency will host a free foreclosure counseling event from 3:30 to 6:30 p.m. April 6 at the Robert Trail Library.

The event, sponsored by the CDA's Foreclosure Prevention Program, will provide free one-on-one counseling assistance for homeowners facing foreclosure or who are already going through the process.

"Our number one goal is to get people informed and aware," said Rachel Smith, the CDA's home ownership coordinator.

Participants will receive information on what happens during the foreclosure process, homeowners' rights, and solutions for long-term housing needs. Additionally participants will be able to ask questions and get confidential advice from trained homeownership specialists.

In 2009, 103 Rosemount families lost their home to foreclosure said Dan Rogness, the CDA director of community revitalization. Countywide 1,860 were lost.

While the counselors can't help everyone save their homes they can help residents going through the process understand it so they know what their rights are said Smith.

Smith said the best thing people can do for themselves when struggling to pay their mortgage is get help early. She said the earlier people act, the more options are available to them.

People attending the event should bring a copy of their mortgage statement and delinquency notices with them. Additionally, they should know what their monthly income and expenses are.

The CDA has held similar events at other locations throughout the county. Smith said they have generally had a good turnout. This is the first event the CDA has held in Rosemount.

The event is an open house so residents can attend anytime between 3:30 and 6:30 p.m. Those who can't make it but would still like help can call the Dakota County CDA at 651-675-4555.

Emily Zimmer
Emily Zimmer has worked as a staff writer for the Rosemount Town Pages since 2007. She has a degree in journalism from Minnesota State University, Mankato. Outside of work, Emily enjoys running, reading and gardening. You can follow Emily's gardening adventures at the Areavoices blog East of Weedin'
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