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Published January 02, 2009, 12:00 AM

Foreclosure: Ginkel

NOTICE OF MORTGAGE Foreclosure SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY of THe ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: August 27, 2004

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $139,920.00

MORTGAGOR(S): Melissa A. Ginkel, a single person

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for River City Mortgage Corp., a Minnesota corporation

DATE AND PLACE OF FILING: Filed September 17, 2004, Dakota County Recorder; Document No. 2248780

ASSIGNMENTS OF MORTGAGE: Assigned to: non

LEGAL DESCRIPTION OF PROPERTY:

Lot 28, Block 1, Gardenview Place First Addition

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $136,296.42

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: January 8, 2009 at 10:00 am

PLACE OF SALE: Dakota County Sheriff’s office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated: November 12, 2008

MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.

Mortgagee

REITER & SCHILLER, P.A.

By: /s/

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

James J. Pauly, Esq.

Leah K. Weaver, Esq.

Attorneys for Mortgagee

25 North Dale Street

St. Paul, MN 55102-2227

(651) 209-9760

(X5343)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

NOTICE OF POSTPONEMENT

OF MORTGAGE FORECLOSURE SALE

NOTICE IS HEREBY GIVEN, that the mortgage foreclosure sale referred to in the foregoing Notice of Mortgage Foreclosure Sale has been postponed from: January 8, 2009 at 10:00 am to February 12, 2009 at 10:00 am

Said sale will be held at the main office of the Dakota County Sheriff, Law Enforcement Center, 1580 Highway 55, in the City of Hastings, County of Dakota, State of Minnesota.

Dated: December 9, 2008

MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.

Mortgagee

REITER & SCHILLER, P.A.

By: /s/

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

James J. Pauly, Esq.

Leah K. Weaver, Esq.

Attorneys for Mortgagee

25 North Dale Street

St. Paul, MN 55102-2227

(651) 209-9760

(X5343)

NOTICE OF MORTGAGE FORECLOSURE SALE

FORECLOSURE DATA

Minn. Stat. § 580.025

(1) Street Address, City and Zip Code of Mortgaged Premises

14330 Hickory Way, Apple Valley, MN 55124

(2) Transaction Agent

Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for River City Mortgage Corp., a Minnesota corporation

(3) Name of Mortgage Originator (Lender

Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for River City Mortgage Corp., a Minnesota corporation

(4) Residential Servicer

Wells Fargo 877-216-8448

(5) Tax Parcel Identification Number

012895028001

(6) Transaction Agent’s Mortgage ID Number (MERS number

100315900000008051

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