Mortgage Electronic Registration Systems, Inc vs Ciupik

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: January 13, 2005

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $206,000.00

MORTGAGOR(S): Richard L. Ciupik, a single person

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Provincial Bank, a Minnesota Corporation

DATE AND PLACE OF FILING: Filed March 7, 2005, Dakota County Registrar of Titles; Document No. 560430 and memorialized on Certificate of Title No. 135449

ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc. by written assignment recorded on March 7, 2005 as Document Number 560431; thereafter assigned to Wells Fargo Bank, N.A. By written assignment recorded on September 11, 2012 as Document Number T702461

LEGAL DESCRIPTION OF PROPERTY:

Lot Ten (10), Block Five (5) in South Grove No. 12

REGISTERED PROPERTY

STREET ADDRESS OF PROPERTY:

4096 71st Street East, Inver Grove Heights, MN 55076-2624

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $201,842.56

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: April 17, 2013 at 10:00am

PLACE OF SALE: Dakota County Sheriff’s office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale.

Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on October 17, 2013.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated: February 21, 2013

WELLS FARGO BANK, N.A.

Mortgagee

SCHILLER & ADAM, P.A.

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

James J. Pauly, Esq.

Steven R. Pennock, Esq.

Curt N. Trisko, Esq.

Jeffrey D. Klobucar, Esq.

Attorneys for Mortgagee

25 North Dale Street

St. Paul, MN 55102-2227

(651) 209-9760

(WF2043)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

NOTICE OF MORTGAGE FORECLOSURE SALE

FORECLOSURE DATA

Minn. Stat. § 580.025

(1) Street Address, City and Zip Code of Mortgaged Premises

4096 71st Street East, Inver Grove Heights, MN 55076-2624

(2) Transaction Agent

Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Provincial Bank, a Minnesota Corporation

(3) Name of Mortgage Originator (Lender)

Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Provincial Bank, a Minnesota Corporation

(4) Residential Servicer

Wells Fargo (800) 416-1472

(5) Tax Parcel Identification Number

20.71161.05.100

(6) Transaction Agent’s Mortgage ID Number (MERS number)

100162500040616808

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Tags: public notices, foreclosures