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Published May 31, 2012, 12:00 AM

Jody & Michael McKay vs. Wells Fargo Bank, N.A.

NOTICE OF MORTGAGE FORECLOSURE SALE

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: August 24, 2005

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $266,000.00

MORTGAGOR(S): Jody L. McKay and Michael P. McKay, wife and husband

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for Minnesota Guaranty Mortgage Corporation, a Minnesota corporation

DATE AND PLACE OF FILING: Filed September 15, 2005, Dakota County Recorder; Document No. 2360850

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A.

LEGAL DESCRIPTION OF PROPERTY:

All that part of the Southeast 1/4 of the Northeast 1/4 of Section 15, Township 115, Range 21, Dakota County, Minnesota, described as follows: Beginning 458.13 feet West and 346.30 feet North of the Southeast corner of said Northeast 1/4 and running thence North 243.66 feet to the center line of a road; thence due East along the said center line a distance of 91.17 feet; thence on a curve to the right having a central angle of 90 degrees and a radius of 100 feet a distance of 157.08 feet; Thence due South a distance of 73.84 feet; thence South 70 degrees 01 minutes West, a distance of 203.6 feet to the point of beginning, which lies Southerly of the following described line: Beginning at a point on the West line of the above described property 111.36 feet North of the Southwest corner thereof; thence East 100 feet, thence North 54 degrees 32 minutes 21 seconds East 74.04 feet; thence North 80 degrees 59 minutes 47 seconds East 30 feet to the East line of the above described properly and there terminating, according to the United States Government Survey thereof and situate in Dakota County. Minnesota

STREET ADDRESS OF PROPERTY:

12918 Harmony Circle, Burnsville, MN 55337

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $256,654.26

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: January 4, 2012 at 10:00a.m.

PLACE OF SALE: Dakota County Sheriff’s office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 5, 2012.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: Jody L. McKay

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated: November 9, 2011

WELLS FARGO BANK, N.A.

Mortgagee

REITER & SCHILLER, P.A.

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

James J. Pauly, Esq.

Leah K. Weaver, Esq.

Brian F. Kidwell, Esq.

Steven R. Pennock, Esq.

Attorneys for Mortgagee

25 North Dale Street

St. Paul, MN 55102-2227

(651) 209-9760

(E4115)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

NOTICE OF POSTPONEMENT

OF MORTGAGE FORECLOSURE SALE

NOTICE IS HEREBY GIVEN, that the mortgage foreclosure sale referred to in the foregoing Notice of Mortgage Foreclosure Sale has been postponed from: June 6, 2012 at 10:00a.m. to August 8, 2012 at 10:00a.m.

Said sale will be held at the main office of the Dakota County Sheriff, Law Enforcement Center, 1580 Highway 55, in the City of Hastings, County of Dakota, State of Minnesota.

Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on September 12, 2012

Pursuant to Minn.Stat.580.07, Jody L. McKay and Michael P. McKay postponed the foreclosure sale scheduled for January 4, 2012 to June 6, 2012

Dated: May 22, 2012

WELLS FARGO BANK, N.A.

Mortgagee

REITER & SCHILLER, P.A.

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

James J. Pauly, Esq.

Leah K. Weaver, Esq.

Brian F. Kidwell, Esq.

Attorneys for Mortgagee

25 North Dale Street

St. Paul, MN 55102-2227

(651) 209-9760

(E4115)

NOTICE OF MORTGAGE FORECLOSURE SALE

FORECLOSURE DATA

Minn. Stat. § 580.025

(1) Street Address, City and Zip Code of Mortgaged Premises

12918 Harmony Circle, Burnsville, MN 55337

(2) Transaction Agent

Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for Minnesota Guaranty Mortgage Corporation, a Minnesota corporation

(3) Name of Mortgage Originator (Lender)

Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for Minnesota Guaranty Mortgage Corporation, a Minnesota corporation

(4) Residential Servicer

Wells Fargo (800) 416-1472

(5) Tax Parcel Identification Number

02-01500-10-052

(6) Transaction Agent’s Mortgage ID Number (MERS number)

100060677002517845

(May 31)

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