Washington Mutual Bank, FA vs Gulden

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: June 4, 2004

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $124,000.00

MORTGAGOR(S): Debra J. Gulden and Kevin Jerome Gulden, wife and husband

MORTGAGEE: Washington Mutual Bank, FA

DATE AND PLACE OF FILING: Filed July 14, 2004, Dakota County Registrar of Titles; Document No. 541935 and memorialized upon Certificate of Title No. 90041

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A.

LEGAL DESCRIPTION OF PROPERTY:

Lot Seven (7), Block Five (5) in, Bluebill Bay Estates

REGISTERED PROPERTY

STREET ADDRESS OF PROPERTY:

16130 Inglewood Drive, Lakeville, MN 55044-8768

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $77,244.69

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: May 16, 2012 at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff’s office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is twelve (12) months from the date of sale.

Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on May 16, 2013

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: DEBRA J. GULDEN AND KEVIN JEROME GULDEN

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated: March 21, 2012

WELLS FARGO BANK, N.A.

Mortgagee

REITER & SCHILLER, P.A.

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

James J. Pauly, Esq.

Brian F. Kidwell, Esq.

Steven R. Pennock, Esq.

Attorneys for Mortgagee

25 North Dale Street

St. Paul, MN 55102-2227

(651) 209-9760

(E7837)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

NOTICE OF MORTGAGE FORECLOSURE SALE

FORECLOSURE DATA

Minn. Stat. § 580.025

(1) Street Address, City and Zip Code of Mortgaged Premises

16130 Inglewood Drive, Lakeville, MN 55044-8768

(2) Transaction Agent

Washington Mutual Bank, FA

(3) Name of Mortgage Originator (Lender)

Washington Mutual Bank, FA

(4) Residential Servicer

Wells Fargo 800-416-1472

(5) Tax Parcel Identification Number

22.14500.05.070

(6) Transaction Agent’s Mortgage ID Number (MERS number)

none

3/29-5/3

Tags: public notices, foreclosures