Legal notices for May 9

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Summary of Proceedings

Dakota County Board of Commissioners

April 15, 2008

The Dakota County Board of Commissioners met at 9:02 a.m. on Tuesday, April 15, 2008, in the Boardroom, Administration Center, Hastings, Minnesota. All County Board members were present. The minutes of the County Board meeting, held April 1, 2008, were approved as presented and entered in Commissioners’ Record LL.

Deleted Agenda Item 8.3-Award Of Bid And Authorization To Execute Contract With Ames Construction, Inc. For County Project 70-06.

COMMUNITY SERVICES

Employment & Economic Assistance:

With the concurrence of the Dakota-Scott Youth Council and the Dakota-Scott Workforce Investment Board (WIB), authorized submission of the state fiscal year 2008 Youth Plan to the Minnesota Department of Employment and Economic Development (DEED). With the concurrence of the WIB, authorized execution of the following: Workforce Investment Act (WIA) Youth Program and the Minnesota Youth Program (MYP) grant agreements with DEED and a contract with Tree Trust to provide WIA Youth and MYP services.

Public Health: Presented the 2008 Public Health Achievement Award for three categories to the following individuals and organizations: 1) Youth: Hastings Tobacco- Free Parks Youth; 2) Individual: Jack Hinderscheid; and 3) Community: Burnsville Healthy City Partnership. Chair Schouweiler individually recognized each of the award recipients by highlighting their achievements and contributions in promoting the health of the public in Dakota County. Award plaques were presented to: Mr. Jack Hinderscheid, Ms. Jennifer Fox, Ms. Kristen Mages, Ms. Ali Schnell, Ms. Rachel Cobian, and the following individuals representing the Burnsville Healthy City Partnership: Mayor Elizabeth Kautz, City of Burnsville, Ms. Kelly Hansen, Burnsville Recreation Department, Mr. Scott Peterson, YMCA, Ms. Ann Hendricks, Fairview Ridges Hospital, Mr. Don Reynolds, Goodrich Company, and Ms. Janelle Hart, Citizen. A reception was held in honor of the 2008 Public Health Achievement Awards recipients.

Social Services: Proclaimed the week of May 3-9, 2008, as Licensed Family Child Care Provider Week.

Proclaimed the month of May 2008 to be observed as Foster Care Month.

Proclaimed the month of May 2008 to be observed as Mental Health Month in Dakota County. Ms. Janice Brown, President of the National Alliance on Mental Illness (NAMI)-Dakota County, briefed the Board on planned activities for Mental Health Month. Joining Ms. Brown were the Co-Chairs of the Dakota County Adult Mental Health Local Advisory Council (LAC), Anne Henderson and Jeanne Nielsen.

OPERATIONS, MANAGEMENT, AND BUDGET

Financial Services: Received the Report On Invoices Paid in March 2008.

Information Technology:

Authorized purchasing Microsoft Office 2007 software licenses, Core Client Access Licenses (CAL), and Sharepoint Enterprise CAL from Software House International and execution of a contract with Ann Cooper Jameson for training Dakota County employees on the use of the updated software.

Operations Management: Awarded the bid to and authorized execution of a contract with Northern Air Corporation to install a new water softener in the Judicial Center.

PHYSICAL DEVELOPMENT

Administration: Scheduled a public hearing for May 6, 2008, at 9:00 a.m. in the Boardroom, Administration Center, Hastings, Minnesota, to receive comments on the Federal Fiscal Year 2008 One-Year Action Plan, including the proposed Community Development Block Grant (CDBG) activities, the HOME Investment Partnership (HOME) Program funded activities, American Dream Downpayment Initiative activities, and signature for the Local Government and Specific CDBG and HOME certifications.

Scheduled a County Board Workshop for May 13, 2008, at 11:00 a.m., or following the Physical Development/Community Services Committee of the Whole meetings, in Room 520, Dakota County Northern Service Center, West St. Paul, to discuss County energy policy development.

Environmental Management: Approved a license for Heritage-Crystal Clean, LLC to operate a hazardous waste transfer facility in the City of Eagan, subject to compliance with all applicable laws and appropriate license conditions.

Parks: Authorized execution of a contract amendment with Rochon Corporation for change orders 4, 5, and 6 for the construction of the Schaar’s Bluff Gathering Center.

Directed staff to remove any references in the Park System Plan to the Chub Lake area as a designated location for a future Regional Park.

Adopted the Dakota County Park System Plan and directed staff to forward the Plan to the Metropolitan Council for consideration and adoption.

Transportation: Authorized execution of an agreement with the City of Farmington for County Project 64-20.

Approved the settlement amount and authorized payment to the property owner for the easement acquisition of Parcels 3 and 6, Dakota County Right of Way Map 315, and authorized conveyance of the right of way in Parcels 3A, 6A, 7, and 8. Authorized execution of the quit claim deed releasing the right of way in Parcels 3A, 6A, 7, and 8, Dakota County Right of Way Map 315.

Water Resources: Authorized execution of a joint powers agreement with the Vermillion River Watershed Joint Powers Board through which the Vermillion River Watershed Joint Powers Organization will provide funding assistance for studies and programs and amended the 2008 Water Resources budget.

Amended the 2008 Water Resources budget to purchase and sell rain barrels.

PUBLIC SERVICES AND REVENUE

Administration: Proclaimed May 5–9, 2008, as Juror Appreciation Week.

Library: Accepted the donation of $1,025.61 from the Friends of the Wescott Library and expressed its appreciation for this generous gift.

Property Taxation And Records: Approved the following applications for licenses to sell 3.2% malt beverages and authorized Property Taxation and Records to issue licenses upon payment of the proper fees: Castle Rock Township - Dakota County Agricultural Society dba Dakota County Fair and MN Scottish Fair & Highland Games (held at Fairgrounds); Empire Township - Newman Golf Investors, LP dba Southern Hills Golf Club; Marshan Township - Bellwood Oaks, Inc.; Vermillion Township - PACE Local 7-662 dba Kountry Corners; and Randolph Township - Woody’s Pump N Munch.

COUNTY BOARD/COUNTY ADMINISTRATION

County Board: Accepted the resignation received from Scott Kelly, District 6 representative on the Human Services Advisory Committee, and authorized staff to begin the process to fill this vacancy.

Appointed the following County Board members to the Counties Transit Improvement Board: Paul J. Krause and Nancy Schouweiler (Members) and Thomas A. Egan (Alternate). Appointed the following County Board members to the Grant Evaluation and Ranking System Committee: Thomas A. Egan (Member) and Paul J. Krause (Alternate).

Appointed Brent Poppenhagen to the Human Services Advisory Committee.

Held a Closed Executive Session to discuss the potential purchase of the James and Judith Wicker property. Authorized execution of a Purchase Agreement with James and Judith Wicker to acquire the 29-acre parcel within Spring Lake Park Reserve. Amended the 2008 Countywide and Parks and Open Space Capital Improvement Program budgets. Authorized execution of a lease agreement with James and Judith Wicker.

Received a Legislative Update.

Employee Relations: Authorized execution of labor agreements with the following: Minnesota Nurses Association bargaining unit, Human Services Supervisors Association, Teamsters Local 320 Facilities Management unit, and Teamsters Local 320 Sheriff’s Administrative Support unit.

The County Board meeting was adjourned at 11:13 a.m.

The next regular Dakota County Board meeting will be held May 6, 2008, at 9:00 a.m.

The full text of the official proceedings of the Dakota County Board of Commissioners is available for public inspection at County Administration, Administration Center, 1590 West Highway 55, Hastings, Minnesota.

5/9

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: October 30, 2003

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $157,500.00

MORTGAGOR(S): Therese M. Driscoll, a single person

MORTGAGEE: Wexford Mortgage, LLC., a Minnesota limited liability company

DATE AND PLACE OF FILING: Filed December 30, 2003, Dakota County Recorder; Document No. 2158421 .

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Home Mortgage Inc., a California corporation, n/k/a Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc.

LEGAL DESCRIPTION OF PROPERTY:

Lot 10, Block 2, Clearview

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $129,472.23

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: June 5, 2008 at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff’s office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated: April 2, 2008

WELLS FARGO BANK, N.A.

Mortgagee

REITER & SCHILLER, P.A.

By: /s/ Rebecca F. Schiller

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

James J. Pauly, Esq.

Leah K. Weaver, Esq.

Attorneys for Mortgagee

25 North Dale Street

St. Paul, MN 55102-2227

(651) 209-9760

(W9595)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

4/11-5/16

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: November 5, 2004

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $131,200.00

MORTGAGOR(S): Richard Wiederholt and Jane Wiederholt, husband and wife

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation

DATE AND PLACE OF FILING: Filed February 4, 2005, Dakota County Recorder; Document No. 2292931 .

ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Mortgage Services, Inc.

LEGAL DESCRIPTION OF PROPERTY:

Unit number 13, Common Interest Community number 347, a planned Community, Valley Ridge Townhomes

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $131,647.93

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: May 29, 2008 at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff’s office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated: April 2, 2008

HSBC MORTGAGE SERVICES, INC.

Mortgagee

REITER & SCHILLER, P.A.

By: /s/ Rebecca F. Schiller

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

James J. Pauly, Esq.

Leah K. Weaver, Esq.

Attorneys for Mortgagee

25 North Dale Street

St. Paul, MN 55102-2227

(651) 209-9760

(F6751)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

4/11-5/16

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: November 20, 2006

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $313,600.00

MORTGAGOR(S): Leann M. Peters and Paul R. Peters, wife and husband

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation

DATE AND PLACE OF FILING: Filed December 18, 2006, Dakota County Registrar of Titles; Document No. 602838 and memorialized upon Certificate of Title No. 081295.

ASSIGNMENTS OF MORTGAGE: Assigned to: none

LEGAL DESCRIPTION OF PROPERTY:

Lot 13, 14, and 15, Block 6 of Residence Park

REGISTERED PROPERTY

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $324,382.73

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: May 29, 2008 at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff’s office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated: April 2, 2008

MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.

Mortgagee

REITER & SCHILLER, P.A.

By: /s/ Rebecca F. Schiller

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

James J. Pauly, Esq.

Leah K. Weaver, Esq.

Attorneys for Mortgagee

25 North Dale Street

St. Paul, MN 55102-2227

(651) 209-9760

(W9508)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

4/11-5/16

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: November 20, 2003

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,800.00

MORTGAGOR(S): Michael J. Moran, a single person

MORTGAGEE: Wells Fargo Home Mortgage Inc., a California corporation, n/k/a Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc.

DATE AND PLACE OF FILING: Filed December 30, 2003, Dakota County Recorder; Document No. 2158113 .

ASSIGNMENTS OF MORTGAGE: Assigned to: None.

LEGAL DESCRIPTION OF PROPERTY:

THAT PART OF LOT 6, BLOCK 6, VIENNA WOODS LYING NORTH OF A LINE DRAWN FROM A POINT ON THE WEST LINE OF SAID LOT 6, DISTANT 77.29 FEET NORTHEASTERLY OF THE SOUTHWEST CORNER THEREOF, AS MEASURED ALONG SAID WEST LINE, TO A POINT ON THE EAST LINE OF SAID LOT 6, DISTANT 69.10 FEET NORTHEASTERLY OF THE SOUTHEAST CORNER THEREOF

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $140,790.50

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: May 29, 2008 at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff’s office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated: April 2, 2008

WELLS FARGO BANK, N.A.

Mortgagee

REITER & SCHILLER, P.A.

By: /s/ Rebecca F. Schiller

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

James J. Pauly, Esq.

Leah K. Weaver, Esq.

Attorneys for Mortgagee

25 North Dale Street

St. Paul, MN 55102-2227

(651) 209-9760

(W9572)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

4/11-5/16

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: August 12, 2003

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $116,000.00

MORTGAGOR(S): Christopher B. Hansen and Kimberly C. Hansen, both single people

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation

DATE AND PLACE OF FILING: Filed August 16, 2004, Dakota County Recorder; Document No. 2238452 .

ASSIGNMENTS OF MORTGAGE: Assigned to: none

LEGAL DESCRIPTION OF PROPERTY:

Unit 17, Common Interest Community Number 347, a Planned Community, Valley Ridge Townhomes

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $118,159.53

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: June 19, 2008 at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff’s office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated: April 17, 2008

MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.

Mortgagee

REITER & SCHILLER, P.A.

By: /s/ Rebecca F. Schiller

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

James J. Pauly, Esq.

Leah K. Weaver, Esq.

Attorneys for Mortgagee

25 North Dale Street

St. Paul, MN 55102-2227

(651) 209-9760

(W9956)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

4/25-5/30

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: October 11, 2006

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $182,000.00

MORTGAGOR(S): Luke F. Campbell, an unmarried man

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation

DATE AND PLACE OF FILING: Filed October 20, 2006, Dakota County Recorder; Document No. 2469907 .

ASSIGNMENTS OF MORTGAGE: Assigned to: None

LEGAL DESCRIPTION OF PROPERTY:

The Easterly 15.45 feet of Lot 18 and all of Lot 17, Block 2, Edward Berreau's Addition to West St. Paul

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $185,413.45

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: June 19, 2008 at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff’s office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated: April 22, 2008

MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.

Mortgagee

REITER & SCHILLER, P.A.

By: /s/ Rebecca F. Schiller

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

James J. Pauly, Esq.

Leah K. Weaver, Esq.

Attorneys for Mortgagee

25 North Dale Street

St. Paul, MN 55102-2227

(651) 209-9760

(X0136)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

5/2-6/6

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: October 28, 2005

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,000.00

MORTGAGOR(S): Michael D. Hetrick and Annette Hetrick, husband and wife

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation

DATE AND PLACE OF FILING: Filed January 30, 2006, Dakota County Recorder; Document No. 2401658 .

ASSIGNMENTS OF MORTGAGE: Assigned to: none

LEGAL DESCRIPTION OF PROPERTY:

Lot 8, Block 5, B. Michel's Addition to West St. Paul

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $163,811.06

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: June 12, 2008 at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff’s office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated: April 10, 2008

MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.

Mortgagee

REITER & SCHILLER, P.A.

By: /s/ Rebecca F. Schiller

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

James J. Pauly, Esq.

Leah K. Weaver, Esq.

Attorneys for Mortgagee

25 North Dale Street

St. Paul, MN 55102-2227

(651) 209-9760

(W3643)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

4/18-5/23

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: June 17, 2002

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,000.00

MORTGAGOR(S): Orren James Anton Marshall, a single person

MORTGAGEE: American Residential Mortgage, LP, a Minnesota limited partnership

DATE AND PLACE OF FILING: Filed July 12, 2002, Dakota County Recorder; Document No. 1915456 .

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Home Mortgage, Inc., a California corporation, n/k/a Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc.

LEGAL DESCRIPTION OF PROPERTY:

Lot Three (3), Block Fifty-Six (56), Town of Hastings

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $123,514.53

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: June 12, 2008 at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff’s office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated: April 9, 2008

WELLS FARGO BANK, N.A.

Mortgagee

REITER & SCHILLER, P.A.

By: /s/ Rebecca F. Schiller

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

James J. Pauly, Esq.

Leah K. Weaver, Esq.

Attorneys for Mortgagee

25 North Dale Street

St. Paul, MN 55102-2227

(651) 209-9760

(W9798)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

4/18-5/23

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: May 25, 2006

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,000.00

MORTGAGOR(S): John Eric Landin, Jr. and Kimberly K. Landin, husband and wife

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation

DATE AND PLACE OF FILING: Filed June 26, 2006, Dakota County Recorder; Document No. 2440675

ASSIGNMENTS OF MORTGAGE: Assigned to: none

LEGAL DESCRIPTION OF PROPERTY:

The North 100 feet of the South 450 feet of the West 140 feet of the East 845 feet of the Southeast Quarter of the Northwest Quarter, Section 19, Township 115, Range 20

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $250,964.44

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: May 29, 2008 at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff’s office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated: April 3, 2008

MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.

Mortgagee

REITER & SCHILLER, P.A.

By: /s/ Rebecca F. Schiller

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

James J. Pauly, Esq.

Leah K. Weaver, Esq.

Attorneys for Mortgagee

25 North Dale Street

St. Paul, MN 55102-2227

(651) 209-9760

(W9660)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

4/11-5/16

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: February 17, 2005

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $336,150.00

MORTGAGOR(S): Linda Fox and Wayne Fox, wife and husband

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation

DATE AND PLACE OF FILING: Filed April 13, 2005, Dakota County Recorder; Document No. 2312748 .

ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Mortgage Services, Inc.

LEGAL DESCRIPTION OF PROPERTY:

Lot Three (3), Block One (1), O'Brien Subdivision No. 2

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $353,236.76

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: May 29, 2008 at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff’s office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated: March 25, 2008

HSBC MORTGAGE SERVICES, INC.

Mortgagee

REITER & SCHILLER, P.A.

By: /s/ Rebecca F. Schiller

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

James J. Pauly, Esq.

Leah K. Weaver, Esq.

Attorneys for Mortgagee

25 North Dale Street

St. Paul, MN 55102-2227

(651) 209-9760

(F6706)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

4/4-5/9

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: December 23, 2005

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,000.00

MORTGAGOR(S): Julie A. Lenhardt, a single person

MORTGAGEE: Centex Home Equity Company, LLC, a Delaware limited liability company

DATE AND PLACE OF FILING: Filed March 6, 2006, Dakota County Recorder; Document No. 2410584 .

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association as Trustee, successor-in-interest to Wachovia Bank, N.A. Pooling and Servicing Agreement dated as of November 1, 2004. Asset Backed Pass-Through Certificates Series 2004-WWF1

LEGAL DESCRIPTION OF PROPERTY:

Lot 25, Block 1, Village Creek 3rd Addition CIC No. 346

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $222,808.62

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: June 12, 2008 at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff’s office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated: April 10, 2008

U.S. BANK National ASSOCIATION AS TRUSTEE, SUCCESSOR-IN-INTEREST TO WACHOVIA BANK, N.A. POOLING AND SERVICING AGREEMENT DATED AS OF NOVEMBER 1, 2004. ASSET BACKED PASS-THROUGH CERTIFICATES SERIES 2004-WWF1

Mortgagee

REITER & SCHILLER, P.A.

By: /s/ Rebecca F. Schiller

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

James J. Pauly, Esq.

Leah K. Weaver, Esq.

Attorneys for Mortgagee

25 North Dale Street

St. Paul, MN 55102-2227

(651) 209-9760

(W8622)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

4/18-5/23

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: November 28, 2006

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $812,000.00

MORTGAGOR(S): Michael S. Morris and Nancy A. Morris, husband and wife

MORTGAGEE: Wells Fargo Bank, N.A., a United States of America corporation

DATE AND PLACE OF FILING: Filed December 20, 2006, Dakota County Recorder; Document No. 2483037.

ASSIGNMENTS OF MORTGAGE: Assigned to: none

LEGAL DESCRIPTION OF PROPERTY:

Lot 2, Block 1, Amber Wood Estates

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $836,524.42

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: June 5, 2008 at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff’s office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated: April 3, 2008

WELLS FARGO BANK, N.A.

Mortgagee

REITER & SCHILLER, P.A.

By: /s/ Rebecca F. Schiller

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

James J. Pauly, Esq.

Leah K. Weaver, Esq.

Attorneys for Mortgagee

25 North Dale Street

St. Paul, MN 55102-2227

(651) 209-9760

(W9043)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

4/11-5/16

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: April 28, 2006

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,000.00

MORTGAGOR(S): Clint C. Miner and Mary Miner, husband and wife

MORTGAGEE: Homeservices Lending, LLC DBA Edina Realty Mortgage, a Delaware limited liability company

DATE AND PLACE OF FILING: Filed May 24, 2006, Dakota County Recorder; Document No. 2432201

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A.

LEGAL DESCRIPTION OF PROPERTY:

Lot 16, Block 4, Apple Valley East

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $218,072.70

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: June 5, 2008 at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff’s office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated: April 9, 2008

WELLS FARGO BANK, N.A.

Mortgagee

REITER & SCHILLER, P.A.

By: /s/ Rebecca F. Schiller

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

James J. Pauly, Esq.

Leah K. Weaver, Esq.

Attorneys for Mortgagee

25 North Dale Street

St. Paul, MN 55102-2227

(651) 209-9760

(W9598)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

4/18-5/23

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: August 10, 2005

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00

MORTGAGOR(S): Chad Wesley Jeske and Crista Joy Jeske, husband and wife

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation

DATE AND PLACE OF FILING: Filed August 26, 2005, Dakota County Recorder; Document No. 2355325 .

ASSIGNMENTS OF MORTGAGE: Assigned to: none

LEGAL DESCRIPTION OF PROPERTY:

UNIT 2, C.I.C. NO. 287, WILDERNESS WAY CONDOMINIUMS

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $185,615.19

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: May 29, 2008 at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff’s office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated: March 31, 2008

MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.

Mortgagee

REITER & SCHILLER, P.A.

By: /s/ Rebecca F. Schiller

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

James J. Pauly, Esq.

Leah K. Weaver, Esq.

Attorneys for Mortgagee

25 North Dale Street

St. Paul, MN 55102-2227

(651) 209-9760

(W9490)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

4/4-5/9

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: May 20, 2003

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,000.00

MORTGAGOR(S): Eric T. Carlson and Tabbatha L. Carlson, husband and wife

MORTGAGEE: Wells Fargo Home Mortgage Inc., a California corporation, n/k/a Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc.

DATE AND PLACE OF FILING: Filed December 11, 2003, Dakota County Recorder; Document No. 2151171 .

ASSIGNMENTS OF MORTGAGE: Assigned to: none

LEGAL DESCRIPTION OF PROPERTY:

LOT 9, BLK 39, JACKSON AND BIDWELL'S ADDITION TO WEST ST. PAUL

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $158,270.17

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: June 12, 2008 at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff’s office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated: April 10, 2008

WELLS FARGO BANK, N.A.

Mortgagee

REITER & SCHILLER, P.A.

By: /s/ Rebecca F. Schiller

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

James J. Pauly, Esq.

Leah K. Weaver, Esq.

Attorneys for Mortgagee

25 North Dale Street

St. Paul, MN 55102-2227

(651) 209-9760

(W9834)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

4/18-5/23

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: January 31, 2005

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,900.00

MORTGAGOR(S): Karla R. Hoff, a single person

MORTGAGEE: Homeservices Lending, LLC DBA Edina Realty Mortgage, a Delaware limited liability company

DATE AND PLACE OF FILING: Filed February 17, 2005, Dakota County Recorder; Document No. 2296927 .

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A.

LEGAL DESCRIPTION OF PROPERTY:

Unit No. 118, Common Interest Community No. 282, Regatta Village Homes

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $154,511.15

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: June 26, 2008 at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff’s office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated: April 25, 2008

WELLS FARGO BANK, N.A.

Mortgagee

REITER & SCHILLER, P.A.

By: /s/ Rebecca F. Schiller

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

James J. Pauly, Esq.

Leah K. Weaver, Esq.

Attorneys for Mortgagee

25 North Dale Street

St. Paul, MN 55102-2227

(651) 209-9760

(X0394)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

5/2-6/6

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: November 23, 2005

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00

MORTGAGOR(S): Kenneth J. Olson and Trudy M. Olson, husband and wife

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation

DATE AND PLACE OF FILING: Filed December 15, 2005, Dakota County Recorder; Document No. 2389042.

ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Mortgage Services, Inc.

LEGAL DESCRIPTION OF PROPERTY:

Lot 14, Block 1, Wood Park Plat 15

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $207,537.73

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: June 19, 2008 at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff’s office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated: April 24, 2008

HSBC MORTGAGE SERVICES, INC.

Mortgagee

REITER & SCHILLER, P.A.

By: /s/ Rebecca F. Schiller

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

James J. Pauly, Esq.

Leah K. Weaver, Esq.

Attorneys for Mortgagee

25 North Dale Street

St. Paul, MN 55102-2227

(651) 209-9760

(F6891)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

5/2-6/6

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: July 6, 2005

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $158,400.00

MORTGAGOR(S): Martha Jean Pongratz and Nicolas G. Pongratz, wife and husband

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation

DATE AND PLACE OF FILING: Filed August 17, 2005, Dakota County Recorder; Document No. 2351758 .

ASSIGNMENTS OF MORTGAGE: Assigned to: None

LEGAL DESCRIPTION OF PROPERTY:

Lot 3, Block 1, Dakota Place

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $168,896.46

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: June 19, 2008 at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff’s office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated: April 18, 2008

MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.

Mortgagee

REITER & SCHILLER, P.A.

By: /s/ Rebecca F. Schiller

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

James J. Pauly, Esq.

Leah K. Weaver, Esq.

Attorneys for Mortgagee

25 North Dale Street

St. Paul, MN 55102-2227

(651) 209-9760

(X0118)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

4/25-5/30

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: April 16, 2005

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $529,796.00

MORTGAGOR(S): Yolanda Holmes, a married person

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation

DATE AND PLACE OF FILING: Filed August 11, 2005, Dakota County Recorder; Document No. 2349899 .

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. as Trustee for the MLMI Trust Series 2005-FM1

LEGAL DESCRIPTION OF PROPERTY:

Lot 5, Block 4, Rivers Edge

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $550,248.74

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: June 12, 2008 at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff’s office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated: April 17, 2008

WELLS FARGO BANK, N.A. AS TRUSTEE FOR THE MLMI TRUST SERIES 2005-FM1

Mortgagee

REITER & SCHILLER, P.A.

By: /s/ Rebecca F. Schiller

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

James J. Pauly, Esq.

Leah K. Weaver, Esq.

Attorneys for Mortgagee

25 North Dale Street

St. Paul, MN 55102-2227

(651) 209-9760

(F6803)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

4/25-5/30

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: September 19, 2003

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,815.00

MORTGAGOR(S): Ross E. Johnson and Joleen M. Johnson, husband and wife

MORTGAGEE: River City Mortgage Corporation, a Minnesota corporation

DATE AND PLACE OF FILING: Filed October 31, 2003, Dakota County Recorder; Document No. 2134451 .

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Home Mortgage, Inc., a California Corporation, n/k/a Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc., thereafter assigned to The Secretary of Housing and Urban Development, Washington, D.C., thereafter assigned to SFJV 2004-1, LLC

LEGAL DESCRIPTION OF PROPERTY:

Lot 34, Block 1, Village Creek 3rd Addition, CIC Number 327

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $233,486.98

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: May 29, 2008 at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff’s office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated: March 28, 2008

SFJV 2004-1, LLC

Mortgagee

REITER & SCHILLER, P.A.

By: /s/ Rebecca F. Schiller

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

James J. Pauly, Esq.

Leah K. Weaver, Esq.

Attorneys for Mortgagee

25 North Dale Street

St. Paul, MN 55102-2227

(651) 209-9760

(W9302)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

4/4-5/9

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: February 22, 2007

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00

MORTGAGOR(S): Wendy A. Lankey and Paul J. Lankey, both divorced not yet remarried

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation

DATE AND PLACE OF FILING: Filed March 21, 2007, Dakota County Recorder; Document No. 2504140 .

ASSIGNMENTS OF MORTGAGE: Assigned to: None

LEGAL DESCRIPTION OF PROPERTY:

Lot Six (6) in Block Four (4), in A.H. Sprute's Addition to the Town (now City) of Farmington

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $163,033.95

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: June 26, 2008 at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff’s office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated: April 24, 2008

MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.

Mortgagee

REITER & SCHILLER, P.A.

By: /s/ Rebecca F. Schiller

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

James J. Pauly, Esq.

Leah K. Weaver, Esq.

Attorneys for Mortgagee

25 North Dale Street

St. Paul, MN 55102-2227

(651) 209-9760

(X0223))

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

5/2-6/6

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED

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