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Mortgage Electronic Registration Systems, Inc vs Gringer

Thursday, March 1, 2012 - 12:00am

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: September 2, 2005

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $500,000.00

MORTGAGOR(S): Julie A. Grinager and Monty J. Grinager, wife and husband

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Dependable Mortgage Solutions, LLC, a New York limited liability company

DATE AND PLACE OF FILING: Filed September 19, 2005, Dakota County Recorder; Document No. 2361941

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for Morgan Stanley Mortgage Loan Trust 2005-10

LEGAL DESCRIPTION OF PROPERTY:

That part of the Northeast Quarter of the Northwest Quarter of Section 12, Township 112. Range 20, Dakota County Minnesota, described as follows: Beginning at the Northeast corner of said Northeast Quarter of the Northwest Quarter; thence North 89 degrees 27 minutes 34 seconds West (assumed bearing) along the North line of said Northeast Quarter of the Northwest Quarter 287.10 feet; thence South 4 degrees 52 minutes 29 seconds East 651.08 feet; thence South 38 degrees 32 minutes 06 seconds East 84.99 feet. thence South 16 degrees 02 minutes 54 seconds East 169.12 feet; thence North 65 degrees 20 minutes 27 seconds East 73.48 feet; thence South 56 degrees 07 minutes 31 seconds East 78.70 feet to the East line of said Northeast Quarter of the Northwest Quarter; thence North 0 degrees 00 minutes 16 seconds West along said East line 888.24 feet to the point of beginning.

AND

That part of the Northeast Quarter of Section 12, Township 112, Range 20. Dakota County. Minnesota, described as follows: Beginning at the Northwest corner of said Northeast Quarter; thence South 00 degrees 00 minutes 11 seconds East (assumed bearing) along the West line of said Northeast Quarter 888.24 feet; thence South 56 degrees 07 minutes 26 seconds East 58.03 feet to the East line of the West 48.18 feet of said Northeast Quarter; thence North 00 degrees 00 minutes 11 seconds West along said East line of the West 48.18 feet a distance of 920.13 feet to the North line of said Northeast Quarter; thence North 89 degrees 27 minutes 36 seconds West along said North line 48.18 feet to the point of beginning.

STREET ADDRESS OF PROPERTY:

5098 290th Street West, Northfield, MN 55057

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $563,730.45

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: April 18, 2012 at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff's office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on October 18, 2012.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: JULIE A. GRINAGER AND MONTY J. GRINAGER

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."

Dated: February 24, 2012

DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR MORGAN STANLEY MORTGAGE LOAN TRUST 2005-10

Mortgagee

REITER & SCHILLER, P.A.

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

James J. Pauly, Esq.

Brian F. Kidwell, Esq.

Steven R. Pennock, Esq.

Attorneys for Mortgagee

25 North Dale Street

St. Paul, MN 55102-2227

(651) 209-9760

(E0835)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

NOTICE OF MORTGAGE FORECLOSURE SALE

FORECLOSURE DATA

Minn. Stat. ยง 580.025

(1) Street Address, City and Zip Code of Mortgaged Premises

5098 290th Street West, Northfiled, MN 55057

(2) Transaction Agent

Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Dependable Mortgage Solutions, LLC, a New York limited liability company

(3) Name of Mortgage Originator (Lender)

Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Dependable Mortgage Solutions, LLC, a New York limited liability company

(4) Residential Servicer

Wells Fargo (800) 416-1472

(5) Tax Parcel Identification Number

16-01200-030-25 and 16-01200-010-02

(6) Transaction Agent's Mortgage ID Number (MERS number)

100112065705504738

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