NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: April 4, 2006
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $218,000.00
MORTGAGOR(S): Katherine Clarkson and Paul J Clarkson, wife and husband
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Mercantile Mortgage Company, an Illinois corporation
DATE AND PLACE OF FILING: Recorded on May 9, 2006 as Document Number 2427439 in the Office of the County Recorder of Dakota County, Minnesota.
ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Mortgage Services, Inc. by assignment recorded on May 22, 2014 as Document Number 3012276 in the Office of the County Recorder of Dakota County, Minnesota.
LEGAL DESCRIPTION OF PROPERTY:
Lot 12, Block 4, East Farmington Third Addition, Dakota County, Minnesota.
STREET ADDRESS OF PROPERTY:
1201 SPRUCE ST, FARMINGTON, MN 55024
COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $235,868.87
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: September 4, 2014 at 10:00 am
PLACE OF SALE: Dakota County Sheriffs office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on March 4, 2015.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: Katherine Bridget Clarkson and Paul John Clarkson
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGORS PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Dated: July 11, 2014
HSBC MORTGAGE SERVICES, INC.
SCHILLER & ADAM, P.A.
Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
*Curt N. Trisko, Esq.*
Attorneys for Mortgagee
The Academy Professional Building
25 North Dale Street
St. Paul, MN 55102
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
NOTICE OF MORTGAGE FORECLOSURE SALE
Minn. Stat. § 580.025
(1) Street Address, City and Zip Code of Mortgaged Premises
1201 SPRUCE ST
FARMINGTON, MN 55024
(2) Transaction Agent
Mortgage Electronic Registration Systems, Inc.
(3) Name of Mortgage Originator (Lender)
Mercantile Mortgage Company, an Illinois corporation
(4) Residential Servicer
HSBC Mortgage Services
(5) Tax Parcel Identification Number
(6) Transaction Agents Mortgage ID Number (MERS number)