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Foreclosure: Ritenour

Friday, June 5, 2009 - 4:30pm

NOTICE OF MORTGAGE Foreclosure SALE

Date: April 1, 2009

YOU ARE NOTIFIED THAT:

1. Default has occurred in the conditions of the Mortgage dated September 10, 2002, executed by Danette L. Ritenour, who acquired title as Danette L. Beamon and Christopher Ritenour, as husband and wife, as Mortgagors, to Wells Fargo Bank Minnesota, National Association, as Mortgagee, and filed for record November 19, 2002, as Document No. 1961431, in the office of the County Recorder of Dakota County, Minnesota. The land described in the Mortgage is not registered land.

2. As the result of a consolidation, Wells Fargo Bank Minnesota, National Association is now known as Wells Fargo Bank, National Association.

3. The original principal amount secured by the Mortgage was $43,000.00.

4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.

5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes.

6. At the date of this notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is $45,186.68.

7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows:

Lot 16 and 17 and the South 15 feet of Lot 18, except the West 68 feet of said lots thereof, Markoe's Addition, according to the recorded plat thereof.

Property Address: 389 Arion St. E, West St. Paul, MN 55118

Tax Identification Number: 42-47500-180-00

will be sold by the Sheriff of Dakota County, Minnesota, at public auction on May 27, 2009 at 10:00 a.m. at the office of the Dakota County Sheriff, Law Enforcement Center, 1580 Highway 55, Hastings, MN 55033.

8. The time allowed by law for redemption by Mortgagors or Mortgagors' personal representatives or assigns is 6 months after the date of sale.

9. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

10. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

NOTICE OF POSTPONEMENT OF

MORTGAGE FORECLOSURE SALE

NOTICE IS HEREBY GIVEN that the sale set forth in the above Notice has been postponed to July 29, 2009 at 10:00 a.m. at the place indicated in said Notice.

Dated: May 21, 2009

Attorneys for Mortgagee

Courtney M. Strean

Wells Fargo Bank, National Association

Attorneys for Mortgagee

Courtney M. Strean

STEPHENSON, SANFORD & THONE, P.L.C.

Suite 220, 1905 East Wayzata Boulevard

Wayzata, MN 55391

(952) 404-2100

7-1534

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