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Foreclosure: Pelzel

Friday, May 29, 2009 - 12:48pm

NOTICE OF MORTGAGE Foreclosure SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY of THe ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: April 3, 2006

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $319,000.00

MORTGAGOR(S): Larry M. Pelzel and Cheri Pelzel, husband and wife

MORTGAGEE: Mortgage Electronic Registration Systems, inc., a Delaware corporation as nominee for Decision One Mortgage Company, LLC

DATE AND PLACE OF FILING: Filed May 1, 2006, Dakota County Recorder; Document No. 2424603

ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Mortgage Services, Inc

LEGAL DESCRIPTION OF PROPERTY:

Lot 2, Block 2, West Ridge Fifth Addition

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $341,355.50

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: July 16, 2009 at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff's office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."

Dated: May 19, 2009

HSBC MORTGAGE SERVICES, INC

Mortgagee

REITER & SCHILLER, P.A.

By:

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

James J. Pauly, Esq.

Leah K. Weaver, Esq.

Brian F. Kidwell, Esq.

Attorneys for Mortgagee

25 North Dale Street

St. Paul, MN 55102-2227

(651) 209-9760

(F8871)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

NOTICE OF MORTGAGE FORECLOSURE SALE

FORECLOSURE DATA

Minn. Stat. § 580.025

(1) Street Address, City and Zip Code of Mortgaged Premises

15450 Darling Path, Rosemount, MN 55068

(2) Transaction Agent

Mortgage Electronic Registration Systems, inc., a Delaware corporation as nominee for Decision One Mortgage Company, LLC

(3) Name of Mortgage Originator (Lender)

Mortgage Electronic Registration Systems, inc., a Delaware corporation as nominee for Decision One Mortgage Company, LLC

(4) Residential Servicer

HSBC-800-365-6730

(5) Tax Parcel Identification Number

34-83704-020-02

(6) Transaction Agent's Mortgage ID Number (MERS2 1-2 number)

100077910006035071

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