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Foreclosure: Opay

Friday, May 1, 2009 - 1:11pm

NOTICE OF MORTGAGE Foreclosure SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY of THe ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: May 23, 2008

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $178,589.00

MORTGAGOR(S): Brandon J. Opay and Bobbie Opay, husband and wife

MORTGAGEE: Wells Fargo Bank, NA

DATE AND PLACE OF FILING: Filed May 29, 2008, Dakota County Recorder; Document No. 2593387

ASSIGNMENTS OF MORTGAGE: Assigned to: None

LEGAL DESCRIPTION OF PROPERTY:

The North 235 feet of the West 373 feet of the Southwest Quarter of the Southwest Quarter of Section 29, Township 114, Range 16, Dakota County, Minnesota AND Commencing at the Northwest corner of the Southwest Quarter of the Southwest Quarter of said Section 29; thence Easterly a distance of 373 feet to the actual point of beginning; thence Easterly a distance of 181 feet; thence South 235 feet; thence West 181 feet; thence North 235 feet to the point of beginning

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $181,326.10

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: June 25, 2009 at 10:00 am

PLACE OF SALE: Dakota County Sheriff's office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."

Dated: April 21, 2009

WELLS FARGO BANK, NA

Mortgagee

REITER & SCHILLER, P.A.

By: /s/

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

James J. Pauly, Esq.

Leah K. Weaver, Esq.

Attorneys for Mortgagee

25 North Dale Street

St. Paul, MN 55102-2227

(651) 209-9760

(Y1081)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

NOTICE OF MORTGAGE FORECLOSURE SALE

FORECLOSURE DATA

Minn. Stat. ยง 580.025

(1) Street Address, City and Zip Code of Mortgaged Premises

20784 Polk Avenue, Hastings, MN 55033

(2) Transaction Agent

Wells Fargo Bank, NA

(3) Name of Mortgage Originator (Lender)

Wells Fargo Bank, NA

(4) Residential Servicer

Wells Fargo Home Mortgage-800-416-1472

(5) Tax Parcel Identification Number

330290005051

(6) Transaction Agent's Mortgage ID Number (MERS number)

None

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