NOTICE OF MORTGAGE Foreclosure SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY of THe ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: October 11, 2006
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $339,200.00
MORTGAGOR(S): Rodd A. Cybyske and Holly E. Cybyske Cairns, husband and wife
MORTGAGEE: Wells Fargo Bank, N.A.
DATE AND PLACE OF FILING: Filed October 25, 2006, Dakota County Recorder; Document No. 2470924
ASSIGNMENTS OF MORTGAGE: Assigned to: none
LEGAL DESCRIPTION OF PROPERTY:
The West 462.00 feet of the North 475.00 feet of the Southeast Quarter (SE 1/4) of the Southwest Quarter (SW 1/4) of Section Fifteen (15), Township One Hundred Twelve (112), Range Twenty (20), Dakota County, Minnesota, Excepting therefrom that part of the above described property lying Easterly on the following described line: Commencing at the Northwest corner of said Southeast Quarter (SE 1/4) of the Southwest Quarter (SW 1/4); thence North 89 degrees 42 minutes 12 seconds East (assumed bearing) along the North line of Said Southeast Quarter (SE 1/4) of the Southwest Quarter (SW 1/4), 453.45 feet to the point of beginning of the line to be described; thence South 02 degrees 47 minutes 02 seconds West 475.69 feet to the South line of the North 475.00 feet of said Southeast Quarter (SE 1/4) of the Southwest Quarter (SW 1/4), said line there terminating
COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $339,738.61
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: August 20, 2009 at 10:00 am
PLACE OF SALE: Dakota County Sheriff's office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."
Dated: May 27, 2009
WELLS FARGO BANK, N.A.
REITER & SCHILLER, P.A.
Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Leah K. Weaver, Esq.
Brian F. Kidwell, Esq.
Attorneys for Mortgagee
25 North Dale Street
St. Paul, MN 55102-2227
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
NOTICE OF MORTGAGE FORECLOSURE SALE
Minn. Stat. § 580.025
(1) Street Address, City and Zip Code of Mortgaged Premises
7344 307th Street West, Northfield, MN 55057
(2) Transaction Agent
Wells Fargo Bank, N.A.
(3) Name of Mortgage Originator (Lender)
Wells Fargo Bank, N.A.
(4) Residential Servicer
Wells Fargo 800-416-1472
(5) Tax Parcel Identification Number
(6) Transaction Agent's Mortgage ID Number (MERS2 1-2 number)